Equipment Financing
To purchase operating assets or equipment
About this product
Equipment financing is designed for the purchase of fixed operating assets — machines, tools, kitchen equipment, or commercial vehicles — where the asset itself is often part of the collateral.
Nesbah is not a bank or finance company and does not make credit decisions. Our role is to route your request to licensed financing providers in the Kingdom.
01
When it fits your business
- 01
Production equipment
Production lines, workshop machines, industrial gear.
- 02
Operating vehicles
Trucks, delivery vans, service vehicles.
- 03
New branch fit-outs
Kitchens, fridges, restaurant or salon equipment.
02
How it works with Nesbah
- 01
Get a quotation
From a registered supplier in your company's name.
- 02
Submit the request
Pick Equipment Financing in the Nesbah form and attach the quote.
- 03
Review any available options
If a licensed provider chooses to proceed with your request, it may share an option you can review freely — no obligation.
03
What lenders review
General criteria providers review — specifics differ by provider.
- The asset's nature and how it fits the business activity
- An official supplier quotation
- Asset value and expected operational use
- Credit history and repayment capacity
- Age of the business and performance track record
04
Documents commonly requested
Indicative list — providers may request more.
- 01Valid copy of the commercial registration
- 02Official supplier quotation (Pro Forma Invoice)
- 03Bank statements (typically 6 – 12 months)
- 04Asset specifications
- 05VAT returns if applicable
05
Tips to strengthen your request
01Make sure the quotation is from a registered supplier in your company's name.
02Explain how the asset serves operations (higher output, better service, lower cost).
03Keep more than one quotation for comparison when possible.
06
FAQ
Does the asset have to be new?
It depends on each lender's policy and the asset type.
Does the asset stay as collateral until the end?
Usually yes — the asset itself is a core part of the lender's collateral.
Can I combine multiple assets in one request?
Yes, typically — clearly listing each asset's specs and supplier.
Ready to apply?
One request shared with licensed providers. You may receive options if a provider chooses to proceed. Free, no obligation.