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06 / 07Financing products

Commercial Real Estate Financing

To buy or develop property for business use

About this product

Long-term financing to acquire or develop property that serves the company's business (shop, showroom, warehouse, office building).

Nesbah is not a bank or finance company and does not make credit decisions. Our role is to route your request to licensed financing providers in the Kingdom.

01

When it fits your business

  1. 01

    Acquiring an operating premises

    Buying property to serve operations instead of renting.

  2. 02

    Warehouses or showrooms

    Expanding logistics or retail footprint.

  3. 03

    Property development or fit-out

    Developing a property for business use.

02

How it works with Nesbah

  1. 01

    Define property and purpose

    Attach property details and the purpose of acquisition.

  2. 02

    Property & activity review

    Lenders may request a certified property valuation.

  3. 03

    Review any available options

    If a licensed provider chooses to proceed with your request, it may share an option you can review freely — no obligation.

03

What lenders review

General criteria providers review — specifics differ by provider.

  • Property purpose, location, and fit for the business
  • Property title documents or an initial sale offer
  • Certified property valuation when requested
  • Financial and operational performance
  • Sector experience

04

Documents commonly requested

Indicative list — providers may request more.

  1. 01Valid copy of the commercial registration
  2. 02Title deed or initial sale offer
  3. 03Optional study of the property's business use
  4. 04Bank statements (typically 12 months)
  5. 05Financial statements for the last year if available

05

Tips to strengthen your request

01

Explain clearly how the property will serve your business (branch, warehouse, HQ).

02

Complete property documents before applying.

03

Keep high-quality digital copies of the title deed.

06

FAQ

Does it cover developing an existing property?

Often yes, depending on the lender's policy and property documents.

Is the tenor long?

Usually longer than other products because of the property nature.

Is a certified valuation required?

The lender may request a certified valuation as part of the review.

Ready to apply?

One request shared with licensed providers. You may receive options if a provider chooses to proceed. Free, no obligation.